Household money management tips

Money. Hard to get. Easy to waste. And how is your money management? Do you live pay check to pay check or you manage and save? First, you have to understand that the success to manage your money depends on you. So analyze your expenses, set up your household budget and follow these financial advices that will help you avoid money leaks:

don't buy on impulse

always use coupons and look up for deals

don't waste food

buy off-brand products with the same quality as fancy-labeled ones

don't buy lunch at work every day 

don't dine out frequently

pay bills on time

pay bills online for free

don't pay for cable channels you are not watching

save energy

don't take $20 every day from the ATM!

be conscious of spending, especially with credit cards

avoid fees: maintenance fees, out of network ATM fees, credit card annual fees, late fees

avoid debt!

But if you don’t want to change your life, don’t even bother trying out these financial tips. You have to want to make changes.